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Regulatory scoping
We map the regulatory perimeter: which exam regimes apply, which records you must keep, and which controls you need.
Financial software built for the audit.
We build platforms for banks, lenders, payments companies, and wealth-tech firms with the controls, observability, and regulatory discipline to pass scrutiny, and the engineering quality to scale.
What we do in financial services.
In financial services, mistakes compound. We build trading platforms, lending engines, payment rails, KYC/AML systems, and core banking integrations with the discipline regulators expect: eval-driven AI, immutable audit trails, deterministic reconciliation, and exhaustive testing on critical paths.
Where it helps most
Fintech startups
Series A-C companies building lending, payments, neobank, or wealth-tech products.
Mid-size banks & credit unions
Regional institutions modernizing core systems, member-facing apps, or back-office automation.
Payments & networks
ISO 20022 modernization, real-time payment rails, fraud platforms.
Wealth & asset management
Portfolio platforms, advisor tools, custody integrations.
What we deliver.
Each item below is a concrete deliverable that we scope, build, and stay accountable for.
Core integrations
FIS, Fiserv, Jack Henry, Plaid, Stripe Treasury, Marqeta, Galileo, Currencycloud, Wise. We’ve done the integration work.
KYC / AML / fraud
Identity verification, sanctions screening, transaction monitoring, and the case-management tooling your BSA officer needs.
Risk & underwriting AI
Credit risk, fraud detection, AML alert triage. Eval-tested, explainable, and audit-defensible.
Reporting & reconciliation
FFIEC, FINRA, SEC, and the daily reconciliation processes regulators audit.
Customer & advisor experience
Member portals, advisor tools, money-movement UX that’s usable and PCI-clean.
Compliance engineering
Audit logging, immutable records, segregation of duties, and documentation that holds up in an exam.
How an engagement runs.
Five phases, each with outcomes we can measure.
Why work with us.
Audit-aware engineering
Our engineers know what FFIEC, FINRA, and PCI auditors actually look for. We build for the audit from sprint zero.
Senior on the critical paths
Money-movement code, KYC code, and fraud code get our most senior engineers. No exceptions.
We’ve sat through the exams
Several team members have led engineering through bank examinations. We bring that experience to every engagement.
Frequently asked questions.
Still unsure? A 30-minute call with a tech lead answers the rest.
Ask us directlyDo you do core banking platform replacements?
We integrate with FIS, Fiserv, and Jack Henry but we’re not a core platform vendor. We help mid-size banks build the modern layer on top of core.
What about cryptocurrency / digital assets?
We’ve worked with custodial and non-custodial platforms, but we’re selective. Regulation in this area is changing fast, and we won’t build for clients without a credible compliance posture.
Can you handle PCI DSS Level 1?
Yes. We’ve built PCI-Level-1-aligned platforms. We coordinate with your QSA and design for cardholder data scope minimization.
Do you do real-time payments?
Yes: RTP, FedNow, and ISO 20022 messaging. We’ve integrated with The Clearing House and other rails for client engagements.
What about open banking / FDX?
Yes. FDX-aligned APIs and consumer-permissioned data flows are part of our stack.
Let’s talk about your project.
Tell us about your team, your stack and the problem you want solved. We’ll come back with how we would approach it.
Response time
Within one business day
Prefer a call?
Headquarters
Charlotte, North Carolina
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