Core integrations
FIS, Fiserv, Jack Henry, Plaid, Stripe Treasury, Marqeta, Galileo, Currencycloud, Wise. We've done the integration work.
Industries / Financial Services
Software for finance — built for the audit.
We build platforms for banks, lenders, payments companies, and wealth-tech firms with the controls, observability, and regulatory hygiene to pass scrutiny — and the engineering quality to scale.
19
Financial services engagements
PCI
DSS Level 1 / SOC 2 / GLBA
4 nano-sec
Slowest critical path latency (last engagement)
100%
Audit pass rate (client-side)
What it is
The work, plainly described.
Financial Services is the industry where mistakes compound. We build trading platforms, lending engines, payment rails, KYC/AML systems, and core banking integrations with the discipline regulators expect. Eval-driven AI, immutable audit trails, deterministic reconciliation, and cap-table-grade testing on critical paths.
Where it fits
- Fintech startupsSeries A-C companies building lending, payments, neobank, or wealth-tech products.
- Mid-size banks & credit unionsRegional institutions modernizing core systems, member-facing apps, or back-office automation.
- Payments & networksISO 20022 modernization, real-time payment rails, fraud platforms.
- Wealth & asset managementPortfolio platforms, advisor tools, custody integrations.
Capabilities
What we'll actually do.
Each of these is a deliverable category, not a buzzword bullet. We scope, build, and stay accountable for each one.
KYC / AML / fraud
Identity verification, sanctions screening, transaction monitoring, and the case-management tooling your BSA officer needs.
Risk & underwriting AI
Credit risk, fraud detection, AML alert triage. Eval-tested, explainable, and audit-defensible.
Reporting & reconciliation
FFIEC, FINRA, SEC, and the daily reconciliation processes regulators audit.
Customer & advisor experience
Member portals, advisor tools, money-movement UX that's usable and PCI-clean.
Compliance engineering
Audit logging, immutable records, segregation-of-duties, and the documentation that survives an exam.
Process
How an engagement actually runs.
No mystery, no shifting goalposts. Five phases with measurable outcomes per phase.
Regulatory scoping
We map the regulatory perimeter — what exam regimes apply, what records you must keep, what controls you need.
Foundation
PCI/SOC 2/GLBA-aligned cloud foundation, KYC vendor integration, and the audit-trail spine.
Iterative build
Sprints with compliance stakeholder review. The highest-risk integrations get built first and stress-tested early.
Pre-audit hardening
Mock examinations, evidence collection, and the documentation pass that auditors care about.
Launch & ongoing controls
Phased rollout, controls testing, and continuous monitoring with monthly reports.
Why us
Three things you should know.
Audit-aware engineering
Our engineers know what FFIEC, FINRA, and PCI auditors actually look for. We build for the audit from sprint zero.
Senior on the critical paths
Money-movement code, KYC code, and fraud code get our most senior engineers. No exceptions.
We've sat through the exams
Several team members have led engineering through bank examinations. We bring that experience to every engagement.
Frequently asked
The questions everyone asks.
Do you do core banking platform replacements?
We integrate with FIS, Fiserv, and Jack Henry but we're not a core platform vendor. We help mid-size banks build the modern layer on top of core.
What about cryptocurrency / digital assets?
We've worked with custodial and non-custodial platforms but we're selective about engagements — regulatory landscape is shifting fast and we won't build for clients without a credible compliance posture.
Can you handle PCI DSS Level 1?
Yes. We've built PCI-Level-1-aligned platforms. We coordinate with your QSA and design for cardholder data scope minimization.
Do you do real-time payments?
Yes — RTP, FedNow, and ISO 20022 messaging. We've integrated to The Clearing House and other rails for client engagements.
What about open banking / FDX?
Yes — FDX-aligned APIs and consumer-permissioned data flows are part of our stack.